Timeshare has been owned in many different forms, which is one of the leading causes of problems with availability. You can own a fixed week, a floating week, a converted week, a UDI or a Trust. Owners do not understand how Travel Demand Index works and they don’t understand how all of these different types of ownerships work together. This leaves owners at a huge disadvantage because they are told “not available” so often, they either assume the location is full, which is rarely true, or they have the wrong ownership, which leaves them susceptible to buying more to fix their problem. The truth is, you may have the wrong ownership and it may be causing availability problems, but you, as an owner, need to understand the system.
Most timeshare is deeded whether you are a points based system or a fixed week. Unless you own a fixed week that you go to every year, you need to be in a points system because the industry is moving in that direction. It’s not a matter of if, only when your resort moves in that direction. They will either do it because it is a huge money-maker for the developer or because they are bought out by a larger corporation. When that happens, you will be completely at the resorts mercy because they don’t educate you.
If you decide to join your resort developer points system, keep in mind that the flexibility, control and options are only as broad as the number of properties in the developer’s family of resorts. Generally, if they want to go to a resort outside of this family of properties, they must “convert” their points to a week and then deposit that week into either RCI or ii. That is no different than owning the traditional fixed week timeshare. Those companies don’t let you call RCI or ii directly either. You have to call their operators and they take care of the exchange for you so that they control the external exchange. They choose the week you are exchanging which goes back to dealing with Travel Demand Index. What is the point of that? More money for the developer. You feel reliant on your home resort and they hope you will be loyal to them by keep buying more from them.
The other problem with a developer’s points systems is value. Point’s systems are like currency. Different countries have different monetary systems and developer’s use different point values. For example, a 2 bedroom in Wyndham is between 154,000 points and 224,000 points. In Diamond Resorts it’s between 7,500 and 9,000 points. It’s Euros to Dollars.
If you are going to go into points, it makes more sense to use the RCI Pure Points System. First of all, you don’t have to worry about a conversion from one system to the other. Second of all, you don’t have to worry about TDI. TDI, or Travel Demand Index is a way to grade your resort allowing you to only use resorts that is equal to or less than what your home resort grades out. That leaves your resort telling you “unavailable” when really they mean “unavailable to you.” They just don’t tell you why because that would educate you and an uneducated owner is ripe for a sale! The pure points system has no TDI and no maintenance fee. It’s a pay as you go system. It also allows you to see all inventory as it’s not an exchange system, but a reservation system. Points are points. Remember, deeded points still have limitations.